Free tools

Free tools to get paid on time

Calculators, letters and email generators for UK freelancers and small businesses. They're built on UK law, use today's rates and need no signup.

Browse all 12 tools Calculate late payment interest
12
free tools
30
email templates
18
trade guides
25
terms explained

Statutory interest today: 11.75%, using the Bank of England rate, checked daily

Based on the Late Payment Act 1998 and GOV.UK court fees

No signup, no email, free to use as often as you like

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The three tools people need most when a client pays late

Calculator

Late Payment Interest Calculator

Statutory 8% + base rate interest, daily rate and the £40–£100 fixed fee.

  • Uses the current Bank of England rate
  • Daily interest plus £40–£100 compensation
  • Breakdown ready to copy
Open calculator
Generator

Letter Before Action Generator

A court-ready pre-action demand letter for an unpaid invoice.

  • Versions for companies and individuals
  • Pre-Action Protocol deadlines built in
  • Print or download in one click
Open generator
Generator

Invoice Reminder Email Generator

Polite, firm or final-notice emails written for your invoice.

  • Polite, firm or final-notice tone
  • Written around your invoice details
  • Subject line and body ready to send
Open generator

All tools

Every free tool, in one place

Chase late payments

Get overdue invoices paid without damaging the relationship.

Generator
Invoice Reminder Email Generator Polite, firm or final-notice emails written for your invoice. Open tool
Checker
Companies House Client Checker Is your client active, dissolved or in liquidation? Check before you work. Open tool
Calculator
Cost of Late Payment Calculator Financing costs, chasing time and the interest you are leaving on the table. Open tool
Generator
WhatsApp & SMS Payment Reminder Generator Short reminder texts with a one-tap WhatsApp or SMS link. Open tool

Interest, letters & court

Interest, demand letters and court fees under the law in England & Wales.

Calculator
Late Payment Interest Calculator Statutory 8% + base rate interest, daily rate and the £40–£100 fixed fee. Open tool
Generator
Letter Before Action Generator A court-ready pre-action demand letter for an unpaid invoice. Open tool
Calculator
Small Claims Court Fee Calculator The court fee to issue a money claim for any amount. Open tool
Generator
Late Payment Clause Generator Payment terms and a late payment clause for contracts and T&Cs. Open tool

Invoicing & pricing

Send invoices that are correct, priced right and due on a clear date.

Generator
Free UK Invoice Generator Make a professional invoice PDF in 10 designs. No signup. Open tool
Calculator
Invoice Due Date Calculator Net 7/14/30/60, EOM and custom terms — the exact due date. Open tool
Calculator
Freelance Day Rate Calculator The day and hourly rate you need to hit your target income. Open tool
Calculator
VAT Calculator Add or remove 20%, 5% or custom VAT. Open tool

Guides

Templates & guides

30 reminder email templatesCopy-and-paste emails for every stage, from "due soon" to final notice. Invoice guides for 18 tradesWhat to invoice and how to get paid in your line of work. GlossaryNet 30, statutory interest, CCJ, LBA and more in plain English. Compare chasing softwareAutoChase, Chaser, Upflow, Xero, QuickBooks and FreshBooks side by side.

Done chasing by hand?

The tools help with one invoice. AutoChase handles all of them: it sends reminders on schedule and stops the moment your client pays.

Get started free — no card needed