Why check a client before you start work?
Most freelancers find out a client is in trouble after the invoice goes unpaid. Companies House shows the warning signs before you start — for free.
| What you see | What it means | What to do |
|---|---|---|
| Liquidation / administration | The company is insolvent and an insolvency practitioner is in control. | Do not do new work on credit. If you are owed money, submit a claim to the liquidator or administrator. |
| Dissolved | The company no longer exists and cannot pay or be sued. | Check who you actually contracted with. For larger debts, ask about restoring the company. |
| Accounts overdue | It has missed a legal filing deadline — often an early sign of financial or admin trouble. | Take a deposit and use short payment terms. |
| Incorporated recently | Little track record, not necessarily a problem. | Stage payments and a deposit protect you. |
| Active, filings up to date | Nothing on the public record is a red flag. | Agree payment terms in writing as usual. |
Also check the exact registered name before you invoice or send a letter before action. A claim against the wrong name ("Acme" rather than "Acme Widgets Ltd") causes delays.