Glossary

What is Money Claim Online (MCOL)?

The HM Courts & Tribunals Service website for issuing simple debt claims online in England and Wales.

Money Claim Online lets you issue a claim for a fixed amount, up to £100,000, against up to two defendants without visiting a court. You pay the issue fee by card, and the court serves the claim on the debtor.

If the debtor does not respond within the deadline, you can request a default judgment online. If they defend, the claim moves to a local court and is allocated to a track.

Example

A £3,200 unpaid invoice plus interest is issued on MCOL for a £205 fee.

Free tools

Related terms

Stop chasing invoices yourself

AutoChase sends gentle, follow-up and final reminders automatically — and stops the moment your client pays.

Get started free — no card needed