Glossary

What is CCJ (County Court Judgment)?

A court order in England and Wales requiring someone to pay a debt.

A County Court Judgment is made when a court decides a debt is owed — often by default, when the debtor does not respond to a claim. It is recorded on the Register of Judgments for six years unless paid within one month, and can make it much harder for the debtor to get credit.

A CCJ does not by itself put money in your account. If the debtor still does not pay, you need to enforce it — for example through a warrant of control (enforcement agents), an attachment of earnings, or a charging order.

Example

After a client ignored a money claim for 14 days, the freelancer requested judgment in default and got a CCJ.

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